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Wattbike finance
Ride now.
Spread the cost.
Pay for your Wattbike over 6 or 12 months with 0% interest. You pay the same as paying in full, nothing extra.
0%APR
representative
representative
- Spread the cost over 6 or 12 months
- No interest and no hidden fees
- Check if you're eligible without affecting your credit score
- Pay off early at any time, at no extra cost
Finance provided by Zopa Bank
What you'll pay
Your Wattbike, per month
Premium home fitness without monthly fees
6 monthly payments of £250 0% APR · total £1,499
12 monthly payments of £125 0% APR · total £1,499
or £1,499 in full£1,799
Save £300
Explore Proton →
Precision indoor cycling for dedicated riders
6 monthly payments of £333 0% APR · total £1,999
12 monthly payments of £167 0% APR · total £1,999
or £1,999 in full£2,499
Save £500
Explore Atom →
The most advanced commercial smart bike
6 monthly payments of £450 0% APR · total £2,699
12 monthly payments of £225 0% APR · total £2,699
or £2,699 in full£3,199
Save £500
Explore AtomX →
Elite conditioning for serious competitors
6 monthly payments of £417 0% APR · total £2,499
12 monthly payments of £208 0% APR · total £2,499
or £2,499 in full£2,999
Save £500
Explore Air-Pro →Monthly payments are the full price divided by the number of months, so your final payment may differ by a few pence. Prices update automatically with any offer running on the site. Credit is subject to status.
How it works
Four simple steps
- 1 Choose your bike
Add your Wattbike to your basket and go to checkout.
- 2 Pick Zopa at checkout
Choose to pay monthly with Zopa and pick how many months suits you.
- 3 Quick eligibility check
Fill in a short form. The first check is a soft search, so it won't affect your credit score.
- 4 Ride
Once approved, set up payments with your UK debit card and we'll get your bike on its way.
Who can apply
To apply for finance with Zopa, you'll need to:
- Be 18 or over
- Be a UK resident with at least 2 years of address history
- Have a valid UK debit card and UK mobile number
- Be able to afford the monthly payments
Finance is subject to status. Your billing address must match your delivery address and the address linked to your debit card.
Pay in full or monthly
Pay in full One payment at checkout All major cards Instant confirmation
Pay monthly Equal monthly payments 0% interest options Decision in minutes
Both options get the same price, delivery and warranty.
Finance FAQs
How do I apply?
Choose Zopa as your payment option at checkout and fill in a short form about you and your circumstances. If you're eligible, you can complete your application online. You'll need a valid UK debit card to set up your monthly payments.
Will applying affect my credit score?
Checking your eligibility uses a soft search, which only you can see and won't affect your score. If you're eligible and choose to go ahead, Zopa carries out a hard search before your order is placed, which other lenders can see.
Do I need to pay a deposit?
No, you don't need to pay a deposit when you choose finance. If you'd like to pay more towards your bike, you can make extra payments through your Zopa online account once your order has been placed.
Can I use finance on sale items or with a voucher?
Yes. You can use finance on sale prices and with voucher codes, unless the offer's terms and conditions say otherwise.
Can I pay it off early?
Yes. You can make extra payments or clear your balance at any time, at no extra cost.
Why can't I submit my application?
The most common reason is that your billing address doesn't match your delivery address or the address linked to your debit card. You may also already be linked to another Zopa agreement, in which case try applying with your existing details. If you're still stuck, contact the Zopa team.
What if my application is declined?
Applications are assessed automatically against Zopa's lending criteria. If you think the information used was wrong, check your credit report before applying again. You can still buy by paying in full, or contact the Zopa team to talk through your options.
How do I manage my payments?
Once your order is placed, Zopa emails you to set up an online account where you can check your balance, make payments and update your details.
Not sure which bike?
Take our bike finder or talk to our team before you apply.
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